AN ANALYSIS OF CREDIT FLOW TO MSMES IN INDIA USING SECONDARY DATA. Phoenix: International Multidisciplinary Research Journal ( Peer reviewed High Impact Journal ), [S. l.], v. 3, n. 3, p. 1–5, 2025. Disponível em: https://pimrj.org/index.php/pimrj/article/view/108.. Acesso em: 24 sep. 2025.