THE ROLE OF CREDIT RATING AGENCIES IN PREDICTING FINANCIAL CORPORATE FRAUD: A LITERATURE REVIEW ON EFFECTIVENESS AND INVESTOR PERCEPTIONS. . Phoenix: International Multidisciplinary Research Journal ( Peer reviewed High Impact Journal ), [S. l.], v. 3, n. 4, p. 11–18, 2025. DOI: 10.65009/z7kgp942. Disponível em: https://pimrj.org/index.php/pimrj/article/view/141.. Acesso em: 19 oct. 2025.