THE ROLE OF TECHNOLOGY IN BANKING SECTOR - A CONCEPTUAL STUDY. Phoenix: International Multidisciplinary Research Journal ( Peer reviewed High Impact Journal ), [S. l.], v. 3, n. 4, p. 136–139, 2025. DOI: 10.65009/f1qfvz80. Disponível em: https://pimrj.org/index.php/pimrj/article/view/181.. Acesso em: 22 mar. 2026.