A STUDY ON THE DIGITALISATION OF EDUCATION LOANS AND THE SUSTAINABLE GROWTH OF HIGHER EDUCATION . Phoenix: International Multidisciplinary Research Journal ( Peer reviewed High Impact Journal ), [S. l.], v. 4, n. 1.1, p. 124–136, 2026. Disponível em: https://pimrj.org/index.php/pimrj/article/view/267.. Acesso em: 22 mar. 2026.