PERCEIVED BENEFITS, CHALLENGES AND SATISFACTION WITH HEALTH INSURANCE AMONG SALARIED EMPLOYEES IN PUNE CITY . Phoenix: International Multidisciplinary Research Journal ( Peer reviewed High Impact Journal ), [S. l.], v. 4, n. 3, p. 293–308, 2026. Disponível em: https://pimrj.org/index.php/pimrj/article/view/424.. Acesso em: 21 oct. 2026.