ANALYSIS OF CUSTOMER AWARENESS TOWARDS ONLINE SHOPPING AND E PAYMENT

Authors

  • Dr. Shalini Kushwaha Author
  • Ms. Jyoti Chandel Author

DOI:

https://doi.org/10.65009/f9trvb58

Keywords:

online shopping, payment systems, e-payments, e-wallets,,

Abstract

Electronic banking or e-banking is the term that describes all transitions takes place among 
companies, organizations and individual and their banking institutions. The purpose of this article 
is to study the level of Customer Awareness towards online shopping and E-payment in Uttar 
Pradesh. This study is based on the descriptive research design. A total of 100 Customers 
participated out of 130 Customers in the research conducted using the method whereby participants 
answered the standardized questionnaire. The study concludes that most of the customers are 
satisfied with E-Payment in certain factors like wide reach, more convenient, time saving and 
Alternative choice Payment method. However, there are several barriers identified to the adoption 
of this payment method like most of the customers are dissatisfied with security of E-Payment and 
network issue. The study recommends that government, e-tailers and the online community 
involve in online shopping, could engage more creative awareness on online shopping. Attention 
could be paid to mitigating the identified challenges of online shopping experience.

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Published

2026-03-09

How to Cite

ANALYSIS OF CUSTOMER AWARENESS TOWARDS ONLINE SHOPPING AND E PAYMENT . (2026). Phoenix: International Multidisciplinary Research Journal ( Peer Reviewed High Impact Journal ), 4(1), 98-108. https://doi.org/10.65009/f9trvb58