FINANCIAL INCLUSION AND ECONOMIC DEVELOPMENT AN EMPIRICAL STUDY USING SECONDARY DATA

Abstract

The abstract should concisely summarize the study’s purpose, methodology, key findings, and 
implications. This paper examines the relationship between financial inclusion and economic 
development using secondary data from global databases such as the World Bank Global 
Findex, IMF Financial Access Survey, and UNDP indicators. Financial inclusion—defined as 
access to and usage of formal financial services has emerged as a critical driver of inclusive 
growth, poverty reduction, and economic stability. The study employs econometric techniques, 
including panel regression and correlation analysis, across selected developing and emerging 
economies over a defined period (e.g., 2010–2023). Variables such as account ownership, 
digital payments usage, credit access, and GDP per capita growth are analyzed.

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